PayPal Merchant Math

PayPal Fee Calculator

Estimate PayPal card processing, PayPal Checkout, micropayments, international surcharges, net receipts, and seller profit margins.

US planning rates reviewed July 30, 2026. Your product and account may use different pricing. Check the official PayPal fee schedule.

Transaction Inputs

Financial Disclaimer: Estimates only. Seller Math Hub is an independent calculator tool and is not affiliated with Etsy, Amazon, Shopify, eBay, PayPal, Stripe, or TikTok. Calculations do not constitute financial, legal, accounting, or business advice.

Estimated Net Payout

How the PayPal fee estimate works

Estimated PayPal fee = transaction amount × percentage rate + fixed fee + any international surcharge. The calculator then subtracts processing fees, product cost, seller-paid shipping, and advertising from transaction revenue to estimate order profit.

Worked $50 PayPal example

At the editable standard planning rate of 2.99% + $0.49, a $50 domestic payment produces an estimated $1.99 processing fee and $48.01 net payout. With $15 product cost, $5 shipping, and $3 advertising, estimated order profit is $25.01 before tax, refunds, and overhead.

PayPal pricing can vary by product, transaction type, country, currency conversion, and negotiated account terms. Verify the selected rate against the official schedule before using the result for pricing.